December 23, 2025, New York: Stablecoin Insider has released its ‘2025 Stablecoin Year-End Report.’ This report takes an in-depth look at how stablecoins have grown and changed this year. It shows how these digital currencies have transformed from tools for trading into strong parts of the global money system.
What is a stablecoin?
Stablecoins are cryptocurrencies designed to have a steady value. They usually stay linked to the value of real-world assets, like the US dollar or gold. Learn more here.
According to Stablecoin Insider, 2025 was a key year for stablecoins. Over trillions of dollars were moved using stablecoins, with hundreds of billions being exchanged daily on major networks. This growth was largely due to new government regulations, financial institutions using stablecoins for their operations, and better systems for handling stablecoin transactions.
Chiara Munaretto, the Founding Managing Partner at Stablecoin Insider, said, ‘This year, stablecoins have gone beyond being a small part of the crypto world. They are now changing how money moves globally.’ She also noted that stablecoins are now becoming a permanent part of the financial system, acting as a programmable layer for handling money.
What does the report include?
- Expert Opinions: Leaders from well-known companies like TRON, MoonPay, and BNB Chain share their insights about market trends and the future of stablecoins.
- Regional Use: Stablecoins are helping solve payment problems in fast-growing areas like Latin America, Southeast Asia, and the Middle East. The report shows real-world examples from companies such as Sorbet and Bloquo.
- ‘Bankable’ Stablecoins: Some companies, including Stride and Kea, are creating tools that connect stablecoins with traditional banks. This allows banks to handle stablecoins securely and in line with rules.
- Detecting Fraud: Experts at Crystal Intelligence and Sumsub explain how to spot fraud and prevent identity scams as cyberattacks grow more advanced. Fraud in this area increased by 180% compared to last year.
- Government and Institution Help: Groups like Mezen and Advix are working with governments, organizations, and startups. They guide them in setting up systems that follow complicated regulations without sacrificing efficiency.
What’s next? The report predicts that 2026 will be a year of even bigger changes. Stablecoin systems will merge more with other digital money solutions, like CBDCs (central bank digital currencies), tokenized bank deposits, and fiat-backed stablecoins. These systems may start working together on global transaction networks.
Earlier this year, Stablecoin Insider published another report called ‘Where Stablecoins Are Being Spent.’ That report showed how stablecoins are now being used for real-world business and not just short-term trading.
Who helped create this report? Stablecoin Insider worked with many companies across the stablecoin industry, including issuers (the groups behind stablecoins), infrastructure providers (the people building the tools for stablecoin use), compliance experts (those focusing on legal rules), and other market players like Tron, MoonPay, Sumsub, Stride, Advix, Bloquo, and many others.
About Stablecoin Insider: Stablecoin Insider is an online journal dedicated to stablecoins. It reports on how stablecoins are being adopted by institutions, the rules surrounding them, and innovations in this area.
This detailed report shows how stablecoins have slowly moved from being part of cryptocurrency trading into mainstream financial systems. Stablecoins may play a huge role in how money works in the future.